Why You Need A Personal Injury Lawyer For Car Accident Insurance Claims


A personal injury lawyer provides legal advice and services to someone who claims an injury as a result of the negligence of another person or entity. This is an area of law referred to as tort law. In the case of a car accident, when someone receives injuries as a result of the accident, retaining an attorney should be a priority.

Why You Need A Personal Injury Lawyer

Even if you think your injuries are very minor, you should consult with a personal injury lawyer as soon as possible after you have been injured in a car accident. Especially when the accident was due to another driver’s negligence, even if you insist you’re just fine – talking to a lawyer is important.

Car vs Truck Collisions

Even a slower speed car accident can impact you physically. Lower back pain and neck strains are commonplace for even minor fender benders especially if you were hit from behind. Don’t settle until all treatments are completed and you can be certain of no lasting health impacts.

Large vehicles do large damage and can cause devastating injuries. A truck collision can result in claims against not only the driver but possibly the company the driver works for.

Personal Injury And Property Damage

Personal injury claims are often settled independently from the property damage claim meaning you can get your vehicle paid for long before you get your body paid for. Claimants who settle the property damage portion of their claim must carefully read any settlement release to protect their personal injury claims. 

Injuries from a car wreck can range from back and neck strain to broken bones, internal injuries, permanent disfigurement and in the worst cases even death.

Every car wreck or truck collision results in property damage, not only to your vehicle but the stuff inside (cell phone, trunk speakers, etc.). You can make a claim for the value of these damaged or destroyed items.

What Will A Personal Injury Lawyer Do For Me?

A car accident creates a scenario in which it must be determined who is at fault, who pays for damages to your car, and who will pay for your medical expenses. A personal injury lawyer can advise you in all these areas, as well as negotiate with the insurance company for reimbursement for lost wages and compensation for your pain and suffering. An experienced personal injury lawyer involved from the very beginning will be beneficial to any resulting claims that arise up to three years after the accident.

Your attorney will have experience handling all kinds of claims with a variety of insurance companies. They will obtain evidence to support your claim, such as police reports, witness statements, medical records, and bills, in addition to your lost wages information from your employer.

Personal Injury Lawyer Files Lawsuits

Although it is not always necessary, you need an attorney if you have to file a lawsuit. The lawyer will be able to mitigate any possible defenses that the opposing counsel may raise. A personal injury lawyer will prepare your case for trial and work to obtain the best settlement for you. Most importantly, when you are going against a large insurance company, having a personal injury lawyer who knows the law and how the process works evens the playing field.

Further, an attorney can organize the evidence and prepare your settlement demand letter and other correspondence with the insurance company. He or she will file the necessary paperwork to start a court case, if it leads to that, and communicate with the defense attorneys on your behalf. If you have been seriously injured and are trying to recover from your injuries, having a competent attorney advocating for you is especially important.

Personal Injury Lawyer Knows Procedures and Rules

Personal injury attorneys are extremely knowledgeable about the laws and procedures needed to adequately represent your interests. Most work on a contingency basis, which means they only get paid if they win your case. It is inadvisable to try to handle your claim on your own when it’s an injury case. Hiring a personal injury lawyer almost always ensures a better insurance settlement.

There is a lot of time-consuming work involved when negotiating an insurance settlement and taking a personal injury lawsuit to trial. Even if you are able to, it may be the last thing you want to do. A personal injury lawyer can do it all for you.

Consulting with a personal injury lawyer can make a huge difference in whether you receive adequate compensation for your injuries, property loss and lost wages. Attorney Craig M. Divine of Divine Law Office, LLC offers a free consultation. Contact him today for an appointment to discuss your case.


Divine Law Office LLC


Kansas City, MO 64105

Member Missouri Bar Association and Kansas City Metropolitan Bar Association.
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